Did you know that faulty wiring and bad power outlets are the most common causes of fire-related losses for homeowners? Fire is a real threat to homeowners across the US and as your trusted local Missouri home insurance agents, we want to help make sure you and your loved ones are protected from common fire risks. In addition to investing in comprehensive home insurance coverage, there are a few simple steps you can take to help keep your family safe from fires. Check out our list of important fire safety tips below!
Fire Safety Tips for Missouri Homeowners
Faulty Wiring and Outlets
- Periodically check the electrical cords throughout your home for any signs of fraying and replace cords as needed.
- Never cover electrical cords with rugs or carpeting.
- Use surge protectors to protect valuable electronic devices like your TV and computers.
- Remember that only one high-wattage appliance should be plugged into an outlet at a time.
Invest in Fire Extinguishers
- There are a wide variety of different fire extinguisher models and sizes you can choose from.
- Most fire safety experts recommend that you keep a fire extinguisher on each level of your home.
- Keep a fire extinguisher in your garage, shed and/or workshop as well.
- To use a fire extinguisher properly, remember the word “PASS.” Pull out the pin. Aim low. Squeeze the lever slowly. Sweep the nozzle from side to side.
Avoid Carelessness in the Kitchen
- Keep a fire extinguisher in the kitchen at all times and make sure you know how to use it properly.
- Keep towels, paper towels and pot holders away from the stove top.
- Always keep your stove and oven clean. Built up grease and food splatter can ignite very easily whenever the stove is in use.
- Never leave pots and pans unattended on the stove top.
Check Your Smoke Alarms
- Smoke alarms should be replaced every ten
- Test smoke alarms every month and replace their batteries once per year.
- Remember that smoke alarms should be placed on every level of your home and preferably in every room, including hallways.
- Find the right fire alarms type for your home. Typically, interconnected fire alarms are best, as they all work together to alert you of danger. For example, if a fire breaks out in your basement, the alarm will sound in every room in your home to alert you when you’re asleep.
Practice Caution When Using Space Heaters
- Avoid using older space heaters. When purchasing newer space heaters, make sure they are UL Listed and look out for advanced safety features.
- Never place space heaters near furniture, curtains or any other objects that can easily catch on fire.
- Try not to use space heaters with extension cords, as this can increase the risk of fire in the home.
Keep Your Family Safe with Comprehensive Home Insurance Coverage
In addition to following a few simple safety steps, you can help protect your family’s finances in the event of a fire with the help of comprehensive home insurance. Not sure what your current policy covers? Now is the perfect time to review your policy and tailor your coverage to fit your specific needs with Mid Rivers Insurance Group. Contact our team online for more information on the benefits of total insurance protection and be sure to request a quote today.
