ATV Insurance
If there is one thing ATV riders know, it is that Missouri is full of outdoor trails and adventures that can keep you busy for days. Whether you are zipping around on 4-wheeler trails near Lake of the Ozarks or riding with friends on private property, you need ATV insurance that covers you without boundaries. We offer policies that help cover:
Liability
If you cause injury or property damage to another person while riding your ATV, you can be held responsible. Liability insurance helps cover medical payments to others, property repairs, legal defense fees, and more.
Collision
Whether you roll your ATV or collide with another vehicle, the cost of damages can add up quickly. Collision can help pay for repair or replacement of your ATV, as well as your safety equipment.
Comprehensive
If your ATV is stolen from your garage or a tree falls on it near a trail, comprehensive insurance helps cover the cost of repairs or replacement.
Medical Payments
Whether you or someone else is at-fault for an accident, it helps to know your medical bills are covered regardless.
Uninsured/Underinsured Motorist
If you are injured by an uninsured or underinsured driver, these types of coverage can help cover the costs of your injuries.
OEM Endorsement
This is coverage that helps guarantee your ATV will be repaired with brand new parts from the original equipment manufacturer whenever possible.
Trailer and RV Insurance
Do you dream of traveling to several of Missouri’s state parks in your camper or travel trailer? Do you enjoy winding your RV through the back roads of Missouri to watch the leaves change in the Fall? If you love exploring, there are endless adventures to be had in your RV or trailer throughout the Show Me State. Just make sure you have insurance that provides coverage if things don’t go quite as expected.
We find coverage for a wide range of recreational vehicles, including motor homes, fifth-wheels, pop-up campers, and more. Since an RV can double as both living quarters and transportation, there are a wide range of coverage types that you may need to protect your investment out on the open road. Examples include:
- Property Damage and Bodily Injury Liability
- Collision
- Comprehensive Insurance
- Emergency Roadside Assistance
- Uninsured/Underinsured Motorist
- Medical Payments
We may also recommend other coverage types to better protect your needs while traveling. Examples include:
Personal Belongings Coverage
What do you bring with you when you travel? Personal belongings coverage can help reimburse you for covered personal losses, whether someone breaks into your trailer at a campsite or a fire destroys the inside of your RV.
Loss of Use Protection
If a collision or other covered event suddenly leaves you without an RV to sleep and travel in, your insurance can help cover your temporary lodging and transportation needs.
Vacation Liability
If a third-party is injured inside your recreational vehicle while you are parked at a campsite, vacation liability protects you against lawsuits and financial responsibility.
ATV, RV and Trailer Insurance Quotes in Missouri
At Mid Rivers Insurance, we have several ways to make your ATV, RV or trailer insurance more affordable. We shop around to find the most competitive rates on the quality protection you need. Then we look for money-saving discounts, such as premium reductions when you combine recreational vehicle insurance with other types of policies, like your home and auto. You can help keep your premiums low by riding or driving carefully and avoiding legal violations and claims.
To request your free quote or find out more information about ATV and RV insurance in Missouri, contact our office. We look forward to serving you soon.
