Insurance Blog - Mid Rivers Insurance - O'Fallon, MO

Identity Theft Insurance – Do You Need It?

October 17, 2019 By Mike Jamison

Even around O'Fallon and the Mid-Rivers Area of Missouri, there have been alarming news stories of identity theft. In one story from Charles County, a man used a false identity to falsify loan … [Read more...]

Replacing or Repairing Your Cracked Windshield

August 7, 2019 By Mike Jamison

Are you wondering if insurance coverage for windshield damage is available in the O'Fallon, Jefferson City, Wentszille & Kirksville, MO area? The good news is that there is insurance coverage … [Read more...]

Beware of Storm Chasers

June 4, 2019 By Mike Jamison

Here at Mid-Rivers Insurance, we serve clients in and around O'Fallon, Jefferson City, and Kirksville, Missouri. Like other top insurance agencies, we first gain clients by helping them find proper … [Read more...]

Driving at Night

April 9, 2019 By Mike Jamison

How do you feel about night driving? Many Americans state that they much prefer driving in the daylight. In the evening, with fatigue coming on, more impaired drivers on the road, and limited … [Read more...]

The Replacement Cost of Your Home

February 15, 2019 By Mike Jamison

If you are you buying a home in Missouri, you're not through shopping when you put in an offer. Finding the right insurance policy is an easily overlooked but crucial step in the home-buying … [Read more...]

Joey assisted us with identifying a new carrier for our home and auto insurance. He went above and beyond expectations by researching current and future requirements against multiple carriers. He was able to reduce our payment even with the addition of a pool and he was able to keep our supporting auto function (road side assistance)! Thank you Joey !

Ryan B.

15:38 30 Aug 19

Great customer service

Pat K.

19:11 09 Aug 19

Outstanding Customer Service! I couldn’t ask for a more professional agent to handle all of my insurance needs. I highly recommend using Joey!

Keasha D.

22:44 10 Jul 19

Mike was excellent in getting a competitive quote, and he asked for half the questions any other company asked for and still provided a lower cost. He is able to get many companies to quote on your business - very happy with the service and insurance we were able to get, highly recommend him for others to consider.

Pratik P.

02:11 02 Jul 19

I don't know where to start on saying how thankful we are to have found Joey and Mid Rivers Insurance. What started as a quote for one item after meeting Joey at several community events (for a commercial building) turned into deciding that we will move ALL of our personal and business policies under his care (home, auto, farm, and so many more). Not only did he save us money as an independent agent, but he helped to educate us on what we could do differently or better on our insurance coverage--we did not realize how NOT covered we were on many aspects of our personal lives and business insurance. We truly feel that with his help, the things that matter most to us will be taken care of if anything were to happen. We cannot say enough good things about his kindness, patience, and diligence-- and we're excited to work with him for many years to come! Thanks again, Joey!

15:15 24 Jun 19

I don't know where to start on saying how thankful we are to have found Joey and Mid Rivers Insurance. What started as a quote for one item after meeting Joey at several community events (for a commercial building) turned into deciding that we will move ALL of our personal and business policies under his care (home, auto, farm, and so many more). Not only did he save us money as an independent agent, but he helped to educate us on what we could do differently or better on our insurance coverage--we did not realize how NOT covered we were on many aspects of our personal lives and business insurance. We truly feel that with his help, the things that matter most to us will be taken care of if anything were to happen. We cannot say enough good things about his kindness, patience, and diligence-- and we're excited to work with him for many years to come! Thanks again, Joey!

Dr. Tyler Slaughter & S.

14:52 24 Jun 19

If your looking for some good insurance for auto, commercial, or home Mike is the man!!! He definitely can get you some good rates. Give him a call. I highly recommend.

Zack A.

07:23 30 May 19

If your looking for some good insurance for auto, commercial, or home Mike is the man!!! He definitely can get you some good rates. Give him a call. I highly recommend.

22:30 29 May 19

Joey is so great to work with! He is so personable and you feel like you’ve known him forever. When it comes to your insurance he matched or improved areas of our policy compared to our previous policy all while saving us almost $200 a month!! You will not be disappointed with your insurance or the service!

Taylor C.

01:21 25 Apr 19

Joey is so great to work with! He is so personable and you feel like you’ve known him forever. When it comes to your insurance he matched or improved areas of our policy compared to our previous policy all while saving us almost $200 a month!! You will not be disappointed with your insurance or the service!

01:20 25 Apr 19

I have heard great things about Joey through my family that uses him for their insurance. I took their advice and contacted Joey and I am so thankful that I did. He is great to work with, very personable, and reliable. Thank you for saving us money! Highly recommend!

Sydnee K.

21:27 12 Apr 19

Exceptional customer service, Joey is always just a quick phone call away whenever I have an insurance question or need. Lowered my monthly auto insurance payments with no hassle!!

Ryann G.

21:13 02 Apr 19

Would highly recommend! Exceptional customer service and timeliness! Saved a lot of money in the process!

Nicholas A.

17:38 02 Apr 19

Best experience with insurance I’ve ever had. I just bought my first home and I was scared to call insurance people, but when I got on the phone with Joey, he made me feel comfortable and answered all my questions and explained everything so well!! Very professional, friendly and knowledgeable. He also did a good search and helped me find the best and cheapest insurance. Definitely recommend him!!! 👍🏻👍🏻

Stephanie B.

16:11 02 Apr 19

We switched over all of our insurance to Joey with Mid Rivers Insurance and couldn’t be happier! Joey made the process so smooth and easy for us. We are saving money every month and also increased coverage on our Farm policy. Joey is very professional and great to work with. I would highly recommend Joey with Mid Rivers Insurance!

April V.

20:09 31 Mar 19

Joey has been exceptional to deal with and has made the process of finding the best carrier and coverage a breeze. He is quick to respond and truly has the client's best interest. I would recommend him to anyone! I appreciate all that you have done!

Matt F.

20:37 18 Mar 19

Joey is excellent job!! Wouldn’t use anyone else!!!

Michael M.

19:30 18 Mar 19

Professional. Reliable. Genuine. Friendly. Compassionate. Relatable. Joey at Mid Rivers Insurance has all of these qualities! After being on State Farm Insurance for nearly 15 years, we made the change to Mid Rivers and it saved us over $200 a month on our auto insurance. I can’t reommend him enough! Thank you, Joey!

Ashton B.

02:01 14 Mar 19

I thought switching insurance would be a daunting task, but Joey made it easy! Saved me a ton of money ! Very professional, timely, and offered a bunch of different choices. Highly recommended! Thanks Joey!

Justin M.

16:50 13 Mar 19

Mid Rivers Insurance always meets my needs, and still manages to save my money!

Lynn Vitale D.

20:29 20 Feb 19

Joey goes above and beyond to educate you about policy options and to stay within your budget. 110% for getting my insurance set up ASAP so I drive my car off the lot on a Saturday.

20:36 21 Jan 19

They have always tried to find the best insurance for our family. the agents are great and we plan on being with them for a long time.

23:53 15 Jan 19

Go here and get a cheaper rate on your insurance with Jaron. He is a really awesome guy. Give him a try.

Robert L.

22:38 14 Jan 19

Professional service at its finest!!! Joey not only saved me money on my premiums, but also increased my coverage at the same time. He answered all my questions and explained everything in detail. Anyone even thinking about shopping around for insurance, I would highly recommend contacting Joey at Mid Rivers.

Justin M.

20:29 20 Dec 18

By far the best customer service I’ve ever experienced! Joey made switching insurance a breeze. He was very knowledgeable and I trusted his input. I’m very happy with the insurance company I switched to and even happier with the amount of money I’m now saving.

20:19 26 Nov 18

I love my agent. If I text or call he will always give a helping hand. If he doesn’t know the answer he will find it. So far, he always knows what I need and how to help outI recommend to anyone to give them a call

melissa S.

21:12 15 Nov 18

Tim and Mike are amazing!! No matter what I’m calling about they always have all the answers and do what ever they can to help me! It’s always a please working with them!!

jordan H.

17:00 26 Oct 18

Joey has been very efficient with all our insurance needs on both car policies as well as our house and commercial property.

Madison S.

01:25 19 Sep 18

Caleb is a great agent to have! He found me the best deal out there. Saved me tons of money and is always ready to answer my questions.

Abigail P.

19:34 18 Sep 18

I had to put in a claim for water damage. They were courteous, quick and very quick in settling claim.Thanks Mike you have a great agency.

16:21 18 Sep 18

Joey was amazing! He was very patient and prompt to answering my million and one questions. Thank you so much. Will definitely recommend!

Zoe

22:16 31 Aug 18

Kaleb is an awesome guy to deal with! Will find you the best deal possible. I called at least 10 other insurance companies and he beat them by almost $200! Highly recommend Mid Rivers to anyone!

00:45 24 Aug 18

Joey O'Connor has gone above and beyond my expectations ensuring exceptional customer service and quality performance with handling our policies. I highly recommend him to anyone seeking to compare policies, plans, and wanting personable service.

Meredith C.

23:01 16 Aug 18

mike is awesome ! he worked with my family & was so quick about helping too . everyone we checked with wanted like 400$ a month for car insurance just for my boyfriend . He ended up getting us a HUGE deal by checking tons of places for me . HIGHLY RECOMMEND!

18:28 25 Jul 18

Thses guys are fantastic! Awesome rates, awesome customer service! Switch now and see.

Jeffrey W.

18:28 25 Jul 18

Exceptional Service! Joey not only lowered my rates but INCREASED our coverage. From the beginning he took time to understand our insurance needs and and provided us our options. His customer service skills beats all agents I've ever had. I highly recommend Joey, with Mid Rivers Insurance.

Laurie B.

15:46 16 Jul 18

Very friendly and quick response times!

Carrie S.

18:34 21 Jun 18

I use them for my contractors and car insurance. Their prices are the best I've found and they have been quickly responsive to any questions and concerns I've had.

Ayn R.

16:50 21 Jun 18

Mike has always been helpful in finding ways to save me money while covering my insurance needs.

Todd L.

16:12 21 Jun 18

Tim Unger was very competent, friendly, professsional and trustworthy

Ross J.

14:50 16 Jun 18

They will work hard to get you the lowest rates possible

03:33 25 May 18

I have always had great service , and when I have questions the phone is always answered.

23:03 22 May 18

Mike Jamison is a true professional who knows the insurance industry in depth. He saved our family nearly $1,000 on our combined auto and home policies by searching out the best rates with the best companies for our insurance needs. (No small feat with two young drivers on our policy!) In addition, he kept in communication with us each step of the way, letting us know he was working on our behalf and seeking the best possible outcome. It's truly refreshing to see this kind of dedication and personal attention in an insurance agent!

September W.

21:42 28 Mar 18

Mike Jamison is a true professional who knows the insurance industry in depth. He saved our family nearly $1,000 on our combined auto and home policies by searching out the best rates with the best companies for our insurance needs. (No small feat with two young drivers on our policy!) In addition, he kept in communication with us each step of the way, letting us know he was working on our behalf and seeking the best possible outcome. It's truly refreshing to see this kind of dedication and personal attention in an insurance agent!

21:40 28 Mar 18

Mid Rivers Insurance has GREAT customer service and AMAZING savings. I suggest them to anyone who is shopping around! I know they have saved us tons annually, I'm sure they can save for everyone else too!!

Alyssa P.

21:53 05 Feb 18

Excellent location and service. Answered all my questions and concerns.

15:25 27 Jan 18

Great to work with and cares about his clients!

18:25 20 Jan 18

Joey gets an A+ from me. He customized our farm policy to provide coverages unique to our longhorn cattle operation. Everybody’s farm and/or leisure land insurance needs are different and I highly recommend calling Joey to discuss your specific situation.

18:09 19 Jan 18

Mid Rivers ended up being the BEST choice for me! And our Agent was very efficient and professional. Highly recommended for everyone to check them out for yourselves.

Erica G.

13:01 22 Dec 17

Mike just saved us a TON!!!!! Great full!Thankful!!

22:27 22 Nov 17

Tim at Mid Rivers Insurance provided a much better value when I shopped for homeowners and auto coverage this year. Very good follow up and a pleasure to talk with. Even met for coffee and began a great networking partner relationship. Highly recommended.

Robert W.

15:38 18 Nov 17

Mike Jamison and all of his Agents are top notch and full of information. The quotes I received for my personal insurance was 35% lower than what I was originally paying...and with better coverage. Mid Rivers Insurance Group has a new "Life Long" client.

21:21 17 Nov 17

Nothing but great service from MidRivers Insurance - even when the news isn't so great. Mike tells me what I need to know, and helps figure out the best result.

Susan L W.

19:24 17 Nov 17

We had been with State Farm Insurance for many, many years, and decided to make the switch to Mid Rivers Insurance about 2 1/2 years ago. We haven't regretted it for a minute. The service we receive from Tim is above and beyond, They are a very honest, reputable, and knowledgeable company, and very upfront and easy to deal with. I tell everyone I know about them!

01:34 17 Nov 17

Mid Rivers was able to get me such a deal on auto and home insurance! They saved us $70 a month!! Darren W. is the BEST!! Highly recommend.

Jazmine G.

21:19 16 Nov 17

They are very polite and helpful. Prices are wonderful. I would recommend this company for anyone.

Amy W.

01:43 02 Nov 17

Mid rivers insurance is absolutely fantastic to deal with. Great rates and awesome customer service!

Jeffrey W.

19:58 31 Oct 17

I have been with Mid Rivers Insurance since April of 2017. They were amazing in getting our insurance needs taken care of before our closing when someone had dropped the ball. I am looking forward to a long relationship with them!

Terri L.

22:31 21 Sep 17

Tim Unger has always provided us with excellent service. He never hesitates to answer our questions, and he always finds a solution for some of our more unique needs. We appreciate the fact that he is always willing to teach us about something rather than throwing insurance speak at us. Thanks Tim for your exceptional service to our company!

14:23 21 Sep 17

Always great customer service, every time we call!

Amy K.

17:25 10 Aug 17

Worked with me to get where I needed to be being a first time car owner and insurance owner. I'm definitely going back when I get my next car. The customer service is exquisite.

Angelica C.

17:16 14 Jul 17

Amazing group of people. Takes the time to answer all questions and find the right fit for your family.

Amber H.

16:18 14 Jul 17

Very nice. Helped us save money not only on our vehicles but helped lower our house payment too. Mike Jamison was amazing. Will definitely refer this company to anyone who is looking to save money!!

Rylie&lizzie

23:45 23 May 17

Mike is awesome. They have helped me with all my insurance needs.. Thank you

paula S.

20:42 23 May 17

Mike is awesome!! He was able to get me the best rate and coverage! A++

Raul M.

20:34 23 May 17

Friendly staff and great prices. Saved us a bunch of money over State Farm!

19:09 18 May 17

Mike Jamison at Mid Rivers has been great. I have my personal and business insurance through him. The great part has been the ability to do everything I need without heading into their office. He's easy to get in contact with, whether by phone or email. Very convenient!

Peter S.

15:24 17 May 17

Mike Jamison was an excellent agent to work with. Explained everything.

23:43 10 Apr 17

Mike was beyond helpful. He found me three times the amount of coverage of for my auto insurance AND i added renters insurance for the same price as my old policy which was only at the Missouri minimum coverage. I have have peace of mind knowing that if something would happen would be FULLY covered. He even explained everything clearly and simply! I highly reccomend Mid rivers Insuarance!

Stephanie P.

23:39 03 Apr 17

i have always recieved quick and accurate help from my agent. ALWAYS,

Sheryl M.

01:41 17 Mar 17

Mike and his staff go above and beyond to make sure you go away knowing what your insurance needs are and understand your policy . I know when I leave I'm not leaving alone I'm leaving with the confidence that if I have any further questions or concern Mid Rivers is there for me Thank you so much for peace of mind .

Lauralee D.

18:01 16 Mar 17

Awesome agent to work with. Has great experience, they were honest, knowledgeable, and professional. Family friendly atmosphere with a to the point touch. I would recommend to anyone for any of their insurance needs.

Jon H.

17:49 16 Mar 17

Awesome agent to work with. Has great experience, they were honest, knowledgeable, and professional. Family friendly atmosphere with a to the point touch. I would recommend to anyone for any of their insurance needs.

17:44 16 Mar 17

Mike is excellent to work with and will go the extra mile to help find the best coverage to suit your buisness or family. Good honest buisness

A Simplified Funeral S.

17:23 16 Mar 17

Mike and his team took care of all my needs. Mike helped me with my business insurance and was so efficient I came back for two other different type of insurances. Best in town. Go see Mike for all your Insurance's needs. Thanks Mike your are awesome!

Joyce R.

02:23 07 Mar 17

Mike saved me and my family over $1000 by switching, and we have better coverage. I don't know how he does it. He's always looking out for his customers. Thanks Mike!

Melissa Rath P.

23:52 28 Feb 17

Mid Rivers Insurance Agency saved us a ton of money on comp and liability! Hundreds compared to other quotes we received. We now also use them for rental insurance and car insurance. Excellent customer service, always returns our calls and answers all our questions.

03:16 28 Feb 17

Love this place ! searched everywhere for good quotes on insurance and found this place . Mike is amazing and had me with an insurance policy that was WAY cheaper than everywhere else , he was also very friendly . recommend them to anyone who is looking 😊

Tori J.

22:00 27 Feb 17

When we started our business the task of getting the right insurance was confusing, frustrating and scary.....until we called Mid Rivers Insurance. Mike took all the time needed to ensure that we obtained proper and adequate coverage. He shopped around until we received the best possible deal on price and protection. In a market that is flooded with choices our decision was crystal clear. Mike and his team are experts.Mid Rivers is the absolute best! We appreciate their commitment to taking care of all clients. Thank you!!

01:47 24 Feb 17

Good help with affordable prices. I highly recommend their team to everyone.

Chad R.

01:23 30 Jan 17

Mike I can't thank you enough! You have spent countless hours with me this year from educating me to guiding me to the best products for me and my company! I truly appreciate everything you've done! You always go above and beyond for us. This year would not be possible without you! Highly recommend him and his team!

Solid Solutions T.

00:25 30 Jan 17

They are a loca insurance agency that know the area very well and will give you an excellent rate. I tried going with the big corporations first and they could not beat Mid Rivers Insurance.

Fernando V.

21:46 29 Jan 17

Highly recommend! They took the time to help me pick the best insurance for my family. Very prompt with responses and very profesional. So glad i found these guys!

23:59 22 Dec 16

Tim at Mid Rivers Ins. makes running my business easier by getting all of my insurance needs in one place. They provided me with better rates and with one phone call they handled my personal and business insurances. Home, Auto, General Liability, Workman's Comp! Amazing staff, always willing to help, they go above and beyond. I would definitely recommend giving them the opportunity to give you some quotes.

23:42 17 Aug 16

I highly recommend Mid Rivers Insurance group, you wont find any better. Mike got me great rates on my auto, home and life insurance. Their always there for you willing to go the extra mile. Fast and friendly service! Kudos to the group at Mid Rivers insurance. 5 Stars

16:18 16 Aug 16

Mike and his staff always give 100% to their customers. Their service is truly personalized. I saved over 20% with them from my previous "box store" insurance carrier while increasing my auto/home coverage. I highly recommend you give them a call.

18:30 15 Aug 16

They did an outstanding job at helping me select the right insurance policy for my family. Very prompt and professional.

09:52 13 Aug 16

I highly recommend giving Mid Rivers Insurance Group a chance to help you with your insurance. They treat their customers like they would want to be treated. Since they aren't tied to one company, they always get you the best coverages at the best prices working through their many different companies they have relationships with. I feel very comfortable sending my friends and clients to Mid Rivers Insurance to take care of their insurance needs. Brian Gater - GSF Mortgage

20:41 12 Aug 16

Mike busts his rear end to find the right policy for the right person....

19:14 12 Aug 16

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