Is your home protected against would-be burglars and other monsters who might be out lurking around your neighborhood this Halloween? While investing in a comprehensive home insurance policy with Mid-Rivers Insurance Group is a great way to protect your home after an emergency, a modern alarm system can help to prevent burglaries and other issues altogether. In fact, installing a high-quality security system could actually help you save on your overall insurance premium! Keep reading to learn more about how you can save and protect your loved ones by investing in a new home security system today.
Home Security Systems: What Are the Greatest Benefits for Missouri Homeowners?
Did you know that a burglary occurs every 15 seconds in the US? Research shows that burglars are also three times more likely to target a home without an alarm system than one that has some form of extra security installed. This means that if it’s between you and a neighbor who has security set up, burglars would most likely target your home first. Additionally, the US Department of Justice has found that someone is actually home during 28 percent of home invasions. With frightening statistics like that, it only makes sense that homeowners are going that extra mile to protect their families and property by installing modern security systems.
Long-Term Savings
While it is true that most newer alarm systems are a larger investment upfront, many independent insurance agencies now make it easy to save when you choose an updated system. In fact, it’s possible to save up to 20 percent on your home insurance premium when you install and maintain a security system that features some form of central monitoring. For many Missouri homeowners, the monthly cost of maintaining their system is much less than paying full-price for their annual home insurance coverage.
Choosing the Right Alarm System for Your Needs
Just like home insurance policies, not all home security systems are created equal. That’s why it’s important for Missouri homeowners to do their research before making such a big commitment. Keep a few of these key factors in mind as you search for the ideal alarm system for your home:
Monitoring
When it comes to modern alarm systems, you will typically have three different choices for monitoring. These include landline systems, cellular and broadband. Landline systems use your phone line to communicate with the monitoring center whenever an alarm is triggered. However, most would consider this outdated technology.
Broadband monitoring is more advanced, using an internet connection to communicate with the monitoring center. It’s much fast and safer than using a landline. But the fastest and more secure options available on the market today is a cellular monitoring system. Utilizing a cellular uplink for communication, this is quickly becoming the most popular option for many homeowners across the US.
Technology
Many newer alarm systems also rely heavily on technology that makes remotely monitoring your home super simple. Simply install the home automation app on your smartphone and you can gain access to your security system from anywhere that you have WiFi or cellular data. With this awesome feature you can quickly adjust the thermostat from the office, double-check that the doors are locked and even check-in on your kids while you’re out for date night! Simple, convenient and secure, this is one of the best features found on modern security systems.
Contact Mid-Rivers Insurance Group Today
Interested in learning more about the benefits of investing in a smart home security system along with comprehensive home insurance protection? Call (636) 442-4040 or contact our friendly team today to request a free quote.
