Shopping for car insurance is not the most exciting thing you can do – we get it. It is, however, something that many people should consider doing from time to time. Finding the right coverage is essential since car insurance is one of the most powerful tools you have to protect your family’s income and future wealth.
For many, though, the process of shopping for insurance can be confusing and time-consuming. Wouldn’t it be great if you only had to remember one simple thing to ensure you get the maximum value and benefit from your car insurance? Continue reading and we will let you in on a little secret that is the only thing you need to remember when shopping for car insurance.
Always Shop for Car Insurance from a Local, Reputable, Independent Agent
It’s that simple! Using an insurance agent helps ensure you get exactly what you need from your car insurance, but just any insurance agent will not do. We recommend agents who are:
- Local – because you want a friendly face you can talk to anytime you have a question
- Reputable – because you need service and consistency you can rely on
- Independent – because you deserve a wide selection of coverage options
Using an independent agent isn’t just convenient – it’s a very smart way to shop for coverage. Independent agents are private entities who work specifically to serve their customers’ needs. They represent multiple insurers instead of just one, which means more choices and selection for drivers.
Why Not Use a Captive Agent or Internet Insurance Service?
Captive agents are insurance agents who work for just one company. They cannot offer you a wide range of coverage options and are limited only to the policies offered by the company they work for. While Captive agents can provide helpful advice and service, using one reduces the chances of finding the best value for the coverage you need.
As for Internet insurance options, there are many. None, however, can come close to the personalized attention and service you receive with an agent. You could buy directly from an insurance company’s website, which leaves you with the responsibility to make decisions about your coverage without the advice of an agent. It also means you will need to do your own comparison shopping between carriers – a process that could take you hours or even days to complete. If you use a comparison website, expect weeks or even months of spam, junk mail, and annoying sales phone calls.
Independent Insurance Agents in St. Peters
Here at Mid-Rivers Insurance, we work with several of the leading names in Missouri car insurance. By representing more than one company, we able to provide our customers with the level of service they deserve. We are proud to be a full-service agency, providing local car insurance, as well as other lines of coverage to the St. Peters area and all of Missouri. Our clients come to us for savings and stick with us for the unmatched service and support we provide long after the sale.